(09-14-2013, 08:52 AM)Evil Cheese link Wrote: [ -> ][quote author=at0m link=topic=3709.msg271506#msg271506 date=1379122535]
[quote author=FlyingMongoose link=topic=3709.msg271503#msg271503 date=1379115245]
[quote author=k0ala link=topic=3709.msg271502#msg271502 date=1379113458]
Open an account with a credit union instead, you'll be a shareholder and only people with accounts can be shareholders, not other holding companies like the national banks can have. As long as you do something else like savings or loan or even insurance through them, you'll save a ton of money. You can write checks have a debit card and get PayPal linked to it.
I actually agree with this, there are tons of different credit unions you can use. Some may be exclusive to employment (but you can often get grandfathered in). But there are also localized credit unions as well.
[/quote]^this. I made the switch 10+ years ago, best financial decision I've ever made.
[/quote]
All of this. Fuck banks and their bullshit. I was lucky enough that my mom works for Navy Federal so I was able to get an account with them even though I'm not in the military. My university also had some deals with other credit unions that I could have joined as an alumni. My employer has a deal with a credit union as well, so there were plenty of options. My point with all of that is to keep your eyes peeled and check with any organizations you're part of, you might be surprised which ones have deals like this with credit unions.
[/quote]
I actually work for a credit union, so I might sound biased. Depending on the CU, they might even have a branch ON CAMPUS. Mine has branches on RPI, Skidmore, SUNY Albany and SUNY Buffalo. Granted, this doesn't help if you're not in NY, but search around for websites and branch locators,
(09-14-2013, 11:16 AM)Neptune link Wrote: [ -> ][quote author=Evil Cheese link=topic=3709.msg271522#msg271522 date=1379166724]
[quote author=at0m link=topic=3709.msg271506#msg271506 date=1379122535]
[quote author=FlyingMongoose link=topic=3709.msg271503#msg271503 date=1379115245]
[quote author=k0ala link=topic=3709.msg271502#msg271502 date=1379113458]
Open an account with a credit union instead, you'll be a shareholder and only people with accounts can be shareholders, not other holding companies like the national banks can have. As long as you do something else like savings or loan or even insurance through them, you'll save a ton of money. You can write checks have a debit card and get PayPal linked to it.
I actually agree with this, there are tons of different credit unions you can use. Some may be exclusive to employment (but you can often get grandfathered in). But there are also localized credit unions as well.
[/quote]^this. I made the switch 10+ years ago, best financial decision I've ever made.
[/quote]
All of this. Fuck banks and their bullshit. I was lucky enough that my mom works for Navy Federal so I was able to get an account with them even though I'm not in the military. My university also had some deals with other credit unions that I could have joined as an alumni. My employer has a deal with a credit union as well, so there were plenty of options. My point with all of that is to keep your eyes peeled and check with any organizations you're part of, you might be surprised which ones have deals like this with credit unions.
[/quote]
I actually work for a credit union, so I might sound biased. Depending on the CU, they might even have a branch ON CAMPUS. Mine has branches on RPI, Skidmore, SUNY Albany and SUNY Buffalo. Granted, this doesn't help if you're not in NY, but search around for websites and branch locators,
[/quote]^and if they don't have a branch, if there's another CU and they're a member of the CU Coop Network, you can use their ATMs surcharge-free and walk in and do everything you could normally do at YOUR CU at rando CU.
Source: My CU only has 4 offices, and they're all in Lafayette, IN, where I haven't lived for 5+ years.
ever since the hashtag retardedness of yesterday in groupme, I've wanted to respond solely in hashtags.
My leg just broke out in hives..
I've never had hives before..
FUCK is this itchy.
Looks like my ride to my friend's birthday at a fancy Japanese Steakhouse bailed on me.
(09-14-2013, 07:51 PM)WoahItsChooly link Wrote: [ -> ]My leg just broke out in hives..
I've never had hives before..
FUCK is this itchy.
I used to get hives all the time. Shit sucks, not much you can do about it.
Got my car sold on eBay. Guy is flying in from California to pick the car up. So of course the check engine light would come on.
Sent from my Galaxy Nexus using Tapatalk 2
What'd you end up doing?
Sent from my Nexus 4 using Tapatalk 4
(09-25-2013, 06:08 AM)at0m link Wrote: [ -> ]What'd you end up doing?
Sent from my Nexus 4 using Tapatalk 4
Nothing. The CEL turned off on Sunday. Bullet dodged
Sent from my Galaxy Nexus using Tapatalk 2
My roommate left the apartment unlocked. My nexus 7 and Wii U Gamepad were stolen.
(09-25-2013, 06:13 PM)Coppanuva link Wrote: [ -> ]My roommate left the apartment unlocked. My nexus 7 and Wii U Gamepad were stolen.
That's why you don't give a roommate a key unless they pay you a deposit of your entire net worth including property.
(09-25-2013, 06:19 PM)FlyingMongoose link Wrote: [ -> ][quote author=Coppanuva link=topic=3709.msg271789#msg271789 date=1380150787]
My roommate left the apartment unlocked. My nexus 7 and Wii U Gamepad were stolen.
That's why you don't give a roommate a key unless they pay you a deposit of your entire net worth including property.
[/quote]
Or get renters insurance. I think you're being a bit unreasonable. If I was your roommate I wouldn't pay you a cent directly for your shit. How do I know you wouldn't just keep it?
(09-25-2013, 06:44 PM)Evil Cheese link Wrote: [ -> ][quote author=FlyingMongoose link=topic=3709.msg271790#msg271790 date=1380151141]
[quote author=Coppanuva link=topic=3709.msg271789#msg271789 date=1380150787]
My roommate left the apartment unlocked. My nexus 7 and Wii U Gamepad were stolen.
That's why you don't give a roommate a key unless they pay you a deposit of your entire net worth including property.
[/quote]
Or get renters insurance. I think you're being a bit unreasonable. If I was your roommate I wouldn't pay you a cent directly for your shit. How do I know you wouldn't just keep it?
[/quote]
Yeah... he's going to pay half of my Wii U gamepad, and offered on the tablet too (well offered the full amount, but I'm not so sure the door wasn't unlocked to begin with and we both didn't realize so I feel bad making him pay for all of it) but I dunno if I'm getting a new tablet yet. Guess I get to go shopping?
That wasn't directed at you, Coppanuva. That's cool your roommate was nice enough to chip in. That sucks it happened though. I'd be extra vigilant for a while in case your visitor tries to return.
Writing a concept for a screenplay is annoying in this format
oh well this coffee will bring me through it
fuck yes blonde roast that's whassup
(09-26-2013, 01:41 AM)Funbuck$ link Wrote: [ -> ]Writing a concept for a screenplay is annoying in this format
oh well this coffee will bring me through it
fuck yes blonde roast that's whassup
You should post it when you're finished! I just got a second draft of a script I'm trying to shoot this semester finished, I'll probably post it when I'm happy with it.
(09-26-2013, 02:08 AM)Karth link Wrote: [ -> ][quote author=Funbuck$ link=topic=3709.msg271803#msg271803 date=1380177702]
Writing a concept for a screenplay is annoying in this format
oh well this coffee will bring me through it
fuck yes blonde roast that's whassup
You should post it when you're finished! I just got a second draft of a script I'm trying to shoot this semester finished, I'll probably post it when I'm happy with it.
[/quote]
the coffee or the event structure?
The screenplay instructor was really unclear on what to do but I wrote this:
Living in a post-modern not-so-far future, a reckless drifter-by-choice in his mid 20's, comes home after pursuing photo-journalistic opportunities afar, in war torn countries and areas of the world where it is hard to speak one's mind without a swift silencing. He's gotten away with things in this past life due to a single friend he's stayed in contact with over the years via satellite phone he's always tried to keep at his side. The friend is a hacker-for-hire, who works in the shadows of the corporeal world, and has kept the protagonist well informed of current events in his area, and where to be and not to be if authorities come looking. The protagonist uses him mainly as a voice of reason. His hacker friend keeps him grounded when normally he jumps head-first into conflict without much thought. The protagonist comes to realize he is needed most back at home, where society, and the normal way of life have gone awry. The societal structure of his home country has become a dark, ordered and constantly surveyed populous. Television, internet, media in general is now under strict control of a corporate oligarchy, which comprises a team of cunning businessmen elected as leaders by the media-hungry consumerist culture they've created and fed for years. With that power, the oligarchy have now changed how everything operates, and have created a completely complacent population to boot. The oligarchy is after the protagonist because he had previously revealed the involvement in a major international crime that was swept under the rug in the protagonist's home country. The protagonist is stalked by, and chased down after a quick visit with his elderly parents by a hired security team, trying to arrest him for seemingly unknown reasons to the protagonist. He finds out his satellite phone no longer works, and he is found alone in a completely new world he once knew. He battles with a few conflicts solo, but find that even with his lone-wolf attitude, he is much better suited at working with people he trusts, and must find a way to reconnect with his friend, the hacker.Â
(09-25-2013, 09:24 PM)Evil Cheese link Wrote: [ -> ]That wasn't directed at you, Coppanuva. That's cool your roommate was nice enough to chip in. That sucks it happened though. I'd be extra vigilant for a while in case your visitor tries to return.
Yeah definitely. Gonna be a bit paranoid about doublechecking the door every time I leave for a while now. It's weird though, we both had our laptops sitting out unlocked (his is a macbook air) as well as some other expensive stuff, like video game CONSOLES, yet they only took 2 things.